Terms of Use

1. Acceptance of Terms

By accessing and using EMIBharat (emibharat.com), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our website.

2. Use of Calculators

EMIBharat provides free financial calculators for informational and educational purposes only. The results generated by our calculators are estimates based on the inputs you provide. These results should not be treated as financial advice, loan offers, or guarantees from any bank or financial institution.

3. Accuracy of Information

While we strive to keep our calculators accurate and up to date with the latest tax slabs, interest rates, and financial regulations, we do not guarantee the accuracy, completeness, or timeliness of any information on this website. Interest rates, tax rules, and bank policies change frequently. Always verify with your bank or a qualified financial advisor before making financial decisions.

4. No Financial Advice

Nothing on EMIBharat constitutes professional financial, tax, legal, or investment advice. We are not a bank, NBFC, or SEBI-registered financial advisor. For personalised financial guidance, consult a certified financial planner or chartered accountant.

5. Intellectual Property

All content on EMIBharat, including text, design, code, logos, and calculator logic, is the intellectual property of EMIBharat. You may not copy, reproduce, or distribute any content from this website without prior written permission.

6. Third-Party Links and Ads

EMIBharat may display advertisements through Google AdSense and may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party websites or advertisers. Clicking on ads or external links is at your own discretion and risk.

7. Limitation of Liability

EMIBharat shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any calculator results. You use our tools entirely at your own risk.

8. Governing Law

These terms are governed by and construed in accordance with the laws of India. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts in India.

9. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated revision date. Continued use of the website after changes constitutes acceptance of the new terms.

10. Contact

If you have questions about these Terms of Use, please contact us at: contact@emibharat.com